General Liability
Core protection against property damage & bodily injury
Workers Compensation
Required when you hire employees (not subcontractors)
Surety Bonds
License, bid, and performance bonds for contractors.
Commercial Auto
Necessary if you use vehicles exclusively for business
Property
Protects materials and equipment while in transit or stored
Builders Risk
Coverage for construction projects under development.
Tools & Equipment
Protects tools, equipment, and gear from loss.
Professional Liability
Coverage for errors, omissions, and professional mistakes.
Umbrella / Excess
Extra liability protection beyond your primary limits.
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General Contractors
Essential coverage, class codes, workers comp & more.
Electricians
Coverage built for licensed electrical contractors.
Landscaping
Coverage for lawn care, hardscaping, and design.
Carpentry
Coverage and guidance for carpentry and woodworking.
Excavation
Insurance for earthmoving, grading, and site work.
Painters
Insurance tailored for residential and commercial painters.
Debris Removal
Coverage for demolition, hauling, and cleanup services.
Handyman
Flexible coverage for multi-trade handyman services.
Plumbing
Coverage designed for licensed plumbing contractors.
Drywall
Protection for drywall installation and finishing contractors.
HVAC
Protection for heating, cooling, and ventilation contractors.
Roofing
Protection for residential and commercial roofing contractors.
Trade by Trade Insurance Cost Guides
See how the insurance costs associated with your trade differ from trade to trade.
State by State License Requirements
See a breakdown of different license requirements across the United States by profession.
What Contractors Need To Know
Read our helpful guides explaining terms and key differences in this series highlighting key information.
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