Contractor insurance.
CONTRACTOR-SPECIALIST INSURANCE PROVIDERS
We cover what matters on the job.
Most insurance agents have no clue what contractors actually deal with. We do. Contractor insurance is all we do, so we know the headaches, the risks, and what really matters on the job site.
Surety Bonds
Provides protection to the project owner that you’ll finish the job and pay your subcontractors.
Learn more
Commercial Auto
Protects your work trucks and vehicles so you can focus on the job, not the liability.
Learn more
Builders Risk
Covers your project from materials to completion – because construction comes with enough risks already.
Learn more
TESTIMONIALS
What contractors are saying
I thought it was too good to be true due to it being half price of what I had been paying for years. I have to say I was immediately impressed with the service I received from ContractorNerd. They answered all my questions and were able to start my business insurance the same day and update L&I of the change the same day as well.
– Denise W.I did multiple searches for insurance for my contracting business and it was just a giant circle. I reached out to ContractorNerd and within a few minutes Charlie got back to me. Simple, to the point, and I spent less time on getting set up than I did searching and trying to reach out to other places. Great platform and service!
– Chris N.Working with Charlie at Contractor Nerd has been a great experience. He made the process of setting up my business insurance simple and straightforward, taking the time to explain my options and making sure I had the right coverage. He’s knowledgeable, very responsive, and genuinely looks out for us contractors. I’d recommend him to anyone looking for reliable insurance guidance.
– Jeremie G.THANK YOU for making getting proper coverage for our business so easy and painless. I had no idea what I was doing prior to calling you. Now I have zero doubts that we are appropriately insured, thanks to your knowledge and expertise. We truly appreciate your efforts!
– Jim
MODERN PLATFORM + PERSONALIZED SERVICE
At every stage of your business, we’re here to help.
Whether you’re a solo or a GC with multiple crews, we cut through the crap, get you real quotes from carriers who actually cover contractors, and make sure you don’t get stuck with the wrong plan.
MODERN PLATFORM
Solo contractors & small businesses
Need insurance fast? Whether you’re just starting out or fed up with your current policy, we get it. No endless forms, no corporate runaround. Just real quotes from carriers who actually insure contractors. No BS, no surprises. We cut through the crap so you can get back to work.
PERSONALIZED SERVICE
Established businesses
As your business grows, your insurance headaches usually get bigger too. We know how to handle the weird stuff: multiple crews, big jobs, whatever. Our team actually gets contractors, and we move fast so you’re not stuck waiting around like with the old-school brokers.
WHY CONTRACTORNERD
How ContractorNerd stacks up against the other guys.
If you‘re a general contractor or work in a trade, we’re confident we’re the best choice to find the
right insurance.
Time to Quote
Minutes
Traditional Agents
Quote Process
Phone tag & paperwork
No matter your trade, we’ve got you covered.
MODERN PLATFORM + PERSONALIZED SERVICE
Built for contractors who are tired of getting the runaround.
Whether you’re a solo who needs a COI yesterday or running a crew with a stack of paperwork, we’ve got you. Our modern platform cuts the BS and our agents actually know what matters on a job site. We’ll get you covered with a plan that makes sense and doesn’t bleed you dry.
Apply in just minutes.
We only ask for what matters to get you a real quote. No endless forms, no pointless questions. Most guys are done in under 5 minutes.
Tailor your coverage.
Change your deductible, bump up your limits, and add coverage endorsements. We break it down in plain English. No insurance double-talk.
Compare quotes and buy.
Compare options side-by-side and purchase your policy online in minutes. Your coverage begins immediately and digital proof of insurance is available instantly, so you can get back to work.
Get personalized service.
ContractorNerd has a number of insurance offerings for the more complex needs larger businesses require. Our agents are ready and available to tailor a solution that fits your growing business.
Here’s what actually makes us different.
We designed our platform specifically for contractors. You won’t deal with complicated forms, long waits, or back-and-forth phone calls. Instead, you get fast quotes and coverage, just as it should be.
Contractors are unique & we get it
Most local agents have limited experience working with contractors. Because we focus on your industry, we understand the risks, regulations, and challenges that come with your trade.
Get more choices & customization
We have access to multiple insurance carriers who specialize in your trade. This gives you more options than agents who only offer one company’s products, which may not fit your needs.
Getting coverage shouldn’t take days
With us, getting contractor insurance takes minutes instead of days or weeks. You can get quotes, compare options, buy policies, and get certificates much faster than with other providers.
Contractors are unique & we get it
Most local agents have limited experience working with contractors. Because we focus on your industry, we understand the risks, regulations, and challenges that come with your trade.
Get more choices & customization
We have access to multiple insurance carriers who specialize in your trade. This gives you more options than agents who only offer one company’s products, which may not fit your needs.
Getting coverage shouldn’t take days
With us, getting contractor insurance takes minutes instead of days or weeks. You can get quotes, compare options, buy policies, and get certificates much faster than with other providers.
Frequently Asked Questions
What makes ContractorNerd different from traditional insurance agents?
We only insure contractors, so you’re not stuck teaching an agent how your jobs work. Our platform pulls real quotes in minutes, our agents speak job-site, and COIs are instant 24/7. You get more carrier options, faster answers, and none of the phone-tag.
How does ContractorNerd work with both digital and traditional insurance options?
For common coverages like General Liability and Workers’ Comp, we connect to carrier APIs to get prices and bind in a few minutes, then issue certificates instantly. For things like Auto, Property, Cyber, Umbrella, or unique risks, our licensed team uses a tech-enabled submission process to admitted and E&S carriers, usually turning quotes around in 1–2 business days.
Which coverages can I get instant quotes for?
Instant: General Liability and Workers’ Compensation (with optional Professional Liability and Tools & Equipment add-ons during checkout).
Agent-assisted (typically 1–2 business days): Commercial Auto, Commercial Property, Cyber Liability, Umbrella/Excess (and other specialty needs).
Is ContractorNerd an insurance company/carrier?
No. ContractorNerd is the modern platform and team that helps you shop and bind coverage. Policies are underwritten by our carrier partners and placed by ContractorNerd Insurance Services, LLC, the licensed insurance agency that handles all quotes, binding, and servicing.
What companies can I get quotes from?
We work with carriers who specialize in contractor insurance. When you request a quote, our platform (and team) work with multiple contractor-friendly carriers at once, so you get the tailored coverage at a fair price.