a mission to save
you money.
Our mission is to be the insurance agent contractors trust to save them money and boost profits through smarter coverage.
Most agents work with a limited set of carriers and rely on outdated processes that create delays when contractors need speed. The result? Contractors either settle for coverage that doesn’t fit their needs or waste valuable time dealing with slow, manual processes.
We’ve built the insurance agent experience contractors actually want: access to more contractor-specialist carriers than traditional agents offer, delivered through technology that works as efficiently as contractors do. This isn’t about replacing the agent relationship—it’s about making that relationship more valuable through better tools and specialized expertise.
Our success is measured by how much time and frustration we save contractors while connecting them with better coverage options. We’re the insurance agent that works at the speed of your business.
ContractorNerd Insurance Services, LLC. Licensed in California (CA #6015566)
ContractorNerd Insurance Services, LLC, a property and casualty independent insurance agency licensed in all 50 states. All insurance requests and servicing are supported by licensed agents at ContractorNerd Insurance Services, LLC and its partners. The agency specializes in providing commercial insurance to contractors through proprietary technology that enables instant quote generation and policy binding. All insurance quotes, policy binding, and transactions are conducted exclusively by ContractorNerd Insurance Services, LLC as the licensed insurance agency.
We are proudly licensed to operate across all 50 states. Below is a complete list of our current state licenses and registration numbers for your reference.
|
State |
License Number |
License Type |
Status |
|
Alabama |
3003590599 |
Property & Casualty |
 Active |
|
Alaska |
3003607837 |
Property & Casualty |
Active |
|
Arizona |
3003583888 |
Property & Casualty |
Active |
|
Arkansas |
3003583884 |
Property & Casualty |
Active |
|
California |
6015566 |
Property & Casualty |
Active |
|
Colorado |
888174 |
Property & Casualty |
Active |
|
Connecticut |
3003595817 |
Property & Casualty |
Active |
|
Delaware |
3003594773 |
Property & Casualty |
Active |
|
Florida |
L131555 |
Property & Casualty |
Active |
|
Georgia |
240460 |
Property & Casualty |
Active |
|
Hawaii |
3003595799 |
Property & Casualty |
Active |
|
Idaho |
3003596225 |
Property & Casualty |
Active |
|
Illinois |
3003585678 |
Property & Casualty |
Active |
|
Indiana |
4113308 |
Property & Casualty |
Active |
|
Iowa |
3003595816 |
Property & Casualty |
Active |
|
Kansas |
3003595811 |
Property & Casualty |
Active |
|
Kentucky |
Agent # DOI-1393882 |
Property & Casualty |
Active |
|
Louisiana |
1204204 |
Property & Casualty |
Active |
|
Maine |
AGN512635 |
Property & Casualty |
Active |
|
Maryland |
3003591475 |
Property & Casualty |
Active |
|
Massachusetts |
3003658686 |
Property & Casualty |
Active |
|
Michigan |
154325 |
Property & Casualty |
Active |
|
Minnesota |
40971743 |
Property & Casualty |
Active |
|
Mississippi |
15052265 |
Property & Casualty |
Active |
|
Missouri |
3003584599 |
Property & Casualty |
Active |
|
Montana |
3003592404 |
Property & Casualty |
Active |
|
Nebraska |
3003595814 |
Property & Casualty |
Active |
|
Nevada |
4100123 |
Property & Casualty |
Active |
|
New Hampshire |
3003583951 |
Property & Casualty |
Active |
|
New Jersey |
3003583926 |
Property & Casualty |
Active |
|
New Mexico |
3003773374 |
Property & Casualty |
Active |
|
New York |
BR-1912259 |
Property & Casualty |
Active |
|
North Carolina |
3003585586 |
Property & Casualty |
Active |
|
North Dakota |
3003592517 |
Property & Casualty |
Active |
|
Ohio |
1652746 |
Property & Casualty |
Active |
|
Oklahoma |
3003595797 |
Property & Casualty |
Active |
|
Oregon |
3003664811 |
Property & Casualty |
Active |
|
Pennsylvania |
1243737 |
Property & Casualty |
Active |
|
Rhode Island |
3003595812 |
Property & Casualty |
Active |
|
South Carolina |
3003585430 |
Property & Casualty |
Active |
|
South Dakota |
10033111 |
Property & Casualty |
Active |
|
Tennessee |
3003585602 |
Property & Casualty |
Active |
|
Texas |
3318819 |
Property & Casualty |
Active |
|
Utah |
1068679 |
Property & Casualty |
Active |
|
Vermont |
Insurance Producer # 3003590859 |
Property & Casualty |
Active |
|
Virginia |
162901 |
Property & Casualty |
Active |
|
Washington |
1305907 |
Property & Casualty |
Active |
|
West Virginia |
3003595836 |
Property & Casualty |
Active |
|
Wisconsin |
3003585452 |
Property & Casualty |
Active |
|
Wyoming |
627344 |
Property & Casualty |
Active |
ContractorNerd is a brand of ContractorNerd Insurance Services, LLC. Licensed in California (CA #6015566)
ContractorNerd Insurance Services, LLC offers quotes through the ContractorNerd platform using a unique combination of distribution channels. The agency has access to over 20 different markets through both digital and traditional insurance options.
ContractorNerd Insurance Services, LLC provides quotes through direct API connections to carriers
ContractorNerd Insurance Services, LLC uses digitally collected data to streamline admitted carrier submissions
|
Distribution Channel |
Access Type |
Processing Time |
Best For |
|
Digital/API |
Instant automated |
3 minutes |
GL, WC (+ endorsements) |
|
Admitted Carriers |
Tech-enabled agent |
1-2 business days |
Auto, Property, other commercial |
|
E&S Markets via Wholesalers |
Tech-enabled broker |
1-2 business days |
High-risk or unique exposures |
|
Coverage Type |
Digital Instant Quote |
Full Agency Support |
|
General Liability |
Yes – Primary Digital Offering |
 Yes |
|
Workers’ Compensation |
Yes – Primary Digital Offering |
Yes |
|
Surety Bonds |
Yes – Primary Digital Offering |
Yes |
|
Builders Risk |
Yes – Primary Digital Offering |
Yes |
|
Tools & Equipment |
Yes – Via Endorsement |
Yes |
|
Commercial Auto |
Tech Enabled Agent Supported |
Yes |
|
Commercial Property |
Tech Enabled Agent Supported |
Yes |
|
Cyber Liability |
Tech Enabled Agent Supported |
Yes |
|
Professional Liability |
Tech Enabled Agent Supported |
Yes |
|
Umbrella/Excess |
Tech Enabled Agent Supported |
Yes |
Service Model: Through the ContractorNerd platform, contractors of all sizes can access insurance programs provided by ContractorNerd Insurance Services, LLC that are tailored and cost-effective for all major coverages. General Liability and Workers’ Compensation are the primary digital offerings, with Professional Liability and Tools & Equipment available via endorsement. Tech-enabled agent support provides access to all commercial and property insurance needed by contractors.
Learn More: Visit our Insurance Coverages page for detailed information about each product and our tradesmen insurance page to see solutions tailored to your specific trade.
Frequently Asked Questions
Company and Licensing Questions
Who is ContractorNerd and how are you different from a traditional insurance agent?
ContractorNerd is a modern, contractor-focused insurance agency that combines specialized carrier access with technology to get you more offers, faster, instead of relying on a few slow, manual options.
Are you a licensed insurance agency, and are you licensed in my state?
Yes. ContractorNerd Insurance Services, LLC is a property & casualty independent agency licensed in all 50 states, and all servicing is handled by licensed agents and partners.
Will I work with a real licensed agent, or is ContractorNerd just an online app?
You get both: a fast online platform for quotes and documents, plus real licensed agents who help you design coverage, answer questions, and handle changes.
Market Access and Coverage Questions
How many insurance carriers do you work with, and do you focus specifically on contractors?
We work with 20+ contractor-focused markets across digital/API, admitted, and E&S channels—and our entire platform is built specifically around contractors and trades.
Which coverages can I get instant quotes for through ContractorNerd?
Most contractors can get instant quotes for General Liability, Workers’ Compensation, Surety Bonds, and Builders Risk, with tools & equipment and some professional coverage available via quick add-ons.
Can you help with higher-risk or hard-to-place contractors and trades?
Yes. For high-risk trades, claims history, or unique projects, our agents route your submission to admitted and E&S markets through streamlined digital workflows.
Operational Questions
How does the ContractorNerd quote and bind process actually work?
You answer a few targeted questions online, our platform pulls in the data carriers need, shows instant options when available, and a licensed agent steps in to finalize and bind coverage.
How does ContractorNerd make money, and do you charge any extra fees?
We’re paid standard commissions by insurance carriers when we place your policy; if any agency or broker fees apply on a particular placement, we disclose them clearly upfront.
How quickly can I get certificates of insurance and policy changes?
Most COIs can be generated quickly through the platform, and common changes (like adding additional insureds) are handled by our team in typical business-day turnaround.
Ready to secure your business
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