Disclaimer

Last updated: December 19, 2025

Interpretation and Definitions

Interpretation

The words with the initial letter capitalized have meanings defined under the following conditions. These definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Disclaimer:

  • Company (referred to as either “the Company”, “We”, “Us” or “Our” in this Disclaimer) refers to ContractorNerd Insurance Services, LLC, One Harbor Drive, Suite 300, Sausalito, California 94965.
  • Service refers to the Website and any related pages, content, tools, forms, and communications provided through it.
  • Website refers to ContractorNerd, accessible from https://www.contractornerd.com (or such other domain(s) or subdomain(s) that link to this Disclaimer).
  • You means the individual accessing or using the Service, or the company or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

General Disclaimer

The information contained on the Service is provided for general informational purposes only.

While We strive to keep information accurate and up to date, the Company makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the Service or the information contained on it.

The Company assumes no responsibility for errors or omissions in the contents of the Service.

The Company reserves the right to make additions, deletions, or modifications to the contents of the Service at any time without prior notice.

Insurance Agency / Insurance Broker Disclosure

ContractorNerd Insurance Services, LLC is a licensed insurance agency and may act as an insurance broker and/or insurance agent/producer depending on the product, insurer appointment, and jurisdiction. We are not an insurance company or carrier. Insurance products are underwritten and issued by third‑party insurance carriers.

Licensing & Availability

  • We only solicit, negotiate, and sell insurance in jurisdictions where the Company and/or its representatives are properly licensed (and appointed, if required).
  • Insurance products and services are not available in all states and may be subject to additional eligibility requirements, underwriting, state-specific rules, and other limitations.

Licenses:

No Coverage Bound / Quotes Are Not Guarantees

Any rates, quotes, indications, estimates, ranges, or other premium information displayed on or generated through the Service are for informational purposes only and may be based on assumptions or incomplete information.

  • Quotes are not binding and do not guarantee that coverage is available.
  • Coverage is not bound unless and until confirmed in writing by the Company (or the issuing carrier, as applicable), and any required premium is paid and accepted.
  • All insurance is subject to insurer underwriting approval, eligibility verification, policy terms, conditions, limitations, and exclusions.

Policy Documents Control

Any descriptions of coverage on the Service are intended as general summaries and do not amend, modify, or replace any insurance policy.

In the event of any conflict between content on the Service and the language of an actual insurance policy, the policy language controls.

No Professional Advice

The Service may include content related to insurance, risk management, business operations, compliance, taxes, accounting, or legal topics. That content is provided with the understanding that the Company is not providing legal, tax, accounting, or other professional advice through the Service.

You should not act or refrain from acting based on information on the Service without seeking appropriate professional advice tailored to your circumstances.

If You would like insurance guidance for your specific needs, please contact one of Our licensed insurance professionals.

Compensation Disclosure

The Company may receive compensation in connection with insurance transactions, which may include commissions paid by insurance carriers and, where permitted, fees paid by customers. Compensation varies by product, carrier, and jurisdiction, and may be disclosed in additional documents or communications as required by law.

External Links Disclaimer

The Service may contain links to external websites or resources that are not provided or maintained by, or in any way affiliated with, the Company.

The Company does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites and is not responsible for the content, privacy practices, or business practices of any third‑party sites.

Errors and Omissions Disclaimer

The information given by the Service is for general guidance on matters of interest only. Even if the Company takes reasonable precautions to ensure content is current and accurate, errors can occur. In addition, laws, regulations, underwriting guidelines, and insurance products change over time. As a result, there may be delays, omissions, or inaccuracies in information contained on the Service.

The Company is not responsible for any errors or omissions, or for the results obtained from the use of this information.

Affiliate Links / Advertising Disclaimer

The Service may contain affiliate links to products or services. If You click on an affiliate link and make a purchase, We may receive a commission at no additional cost to You.

We aim to recommend products or services We believe may be useful; however, We do not control third‑party offerings and are not responsible for third‑party products, services, pricing, policies, fulfillment, or support. Any purchase You make through a third‑party link is at Your own risk.

Views Expressed Disclaimer

The Service may contain views and opinions that are those of the authors and do not necessarily reflect the official policy or position of the Company. Content is provided for informational purposes only.

User-Generated Content Disclaimer

If the Service allows users to submit or post content (such as comments, reviews, ratings, or testimonials), such content reflects the views of the users who posted it. Users are solely responsible for their content.

The Company is not liable for user-generated content and reserves the right (but does not assume the obligation) to remove or restrict content at its discretion, to the extent permitted by law.

“Use at Your Own Risk” / Warranty Disclaimer

All information on the Service is provided “as is” and “as available”, without warranty of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non‑infringement, or performance.

The Company does not warrant that the Service will be uninterrupted, secure, error‑free, or free of viruses or other harmful components.

You assume full responsibility for Your use of the Service and any decisions made or actions taken in reliance on the information provided.

Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall the Company be liable for any special, direct, indirect, incidental, consequential, or punitive damages (including, without limitation, loss of profits, loss of data, business interruption, or other losses) arising out of or related to Your access to, use of, or inability to use the Service, even if the Company has been advised of the possibility of such damages.

Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for certain types of damages, so some of the above limitations may not apply to You.

Contact Us

If You have any questions about this Disclaimer, You can contact Us: